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FAQ

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How much will it cost me?

All hourly medical plans and programs are free to the employer.

What if I already have a plan?

Changing plans can be handled without any disruption in benefits or workflow. Our staff has the experience to switch plans in a timely and precise way.

My current plan does not have an HRA can I add one?

Administering our program requires more then setting up an HRA.  Our legal experts have put together a trust document that is only available to our clients. Programs, which are handled wrong can, cause problems with the IRS and DOL.

What if I am audited by the DOL?

With over 18 years experience we have assisted many clients with the recordkeeping needed during an inspection or audit. In fact going it alone can be costly and difficult. With our technology and service you will never feel unprepared.

The benefits look great but what about catastrophic concerns?

By having a Healthfund your employees will have funds to purchase low cost million-dollar coverage. Our benefit specialist will assist them all along the way

What do I need to do to administer your program?

Once a month we will need to know how many hours each employee worked. Typically there will be a software program handling payroll or an outsource company. We gather that information along with a check of the total hours x the fringe. When someone new is hired let us know and we will get them enrolled or hand them one of our easy to complete enrollment packages. If someone leaves let us know and we will handle the COBRA free of charge.

How do we enroll the group?

We offer you several different enrollment options. Group enrollment where we show up to the site and conduct 15 to 20 minute meetings. Employees are given material and ask to return them by a certain date. Webinar enrollments gather satellite employees at the jobsite and give them a chance to view a live presentation via the Internet. Call Center where employees are given a payroll stuffer and asked to call to have their questions and concerns addressed one on one. Face-to-Face also called one on one typically these enrollments are for voluntary payroll deduction products. This is a great time to inform employees about the benefits they have and the ones being made available.

 

 

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